Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$325,000

2664 PRIMROSE CIRCLE Circle, Middleburg, FL 32068, Middleburg, FL 32068

Black Creek Park

Price
$325,000
Beds / Baths
3 / 2
Living area
1,400 sqft
Year built
1998
Type
Residential
Lot
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
55

$232/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 28% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Step onto one acre of this picturesque property and be greeted by the stunning mature oaks that line the winding circular driveway of this charming ranch-style home. The spacious covered front porch and vaulted living room ceiling create a welcoming atmosphere. The split bedrooms offer both privacy and natural light, while the primary bathroom suite provides ample space with dual sinks, a linen shelf, and a reach-in closet. The natural oak cabinets throughout the house add to its cozy charm, and the cozy breakfast nook and glass doors leading to the oversized screened lanai provide the perfect spot to enjoy the preserved view while entertaining outside. New car port for covered parking. New HVAC system within the last 3 years. Home is being sold as-is with right to inspect.

What to check on this one

  • Verify flood zone designation with Clay County Property Appraiser; request elevation certificate if in AE/VE.
  • Get roof inspection report — 28-year-old roof likely needs replacement soon; confirm age with inspector.
  • Obtain 4-point inspection (roof, HVAC, plumbing, electrical) for insurance underwriting.
  • Confirm HVAC replacement date in writing; verify warranty transfer to new owner.
  • Request septic system inspection and service history; well water quality test if applicable.
  • Title search for any liens, code violations, or deferred maintenance claims.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,686/mo
Property tax (1.1% eff., Clay Co.)$298/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,276/mo

Loan $260,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Jul 23, 2026, 12:17 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.