$1,550,000
515 3RD Street, Neptune Beach, FL 32266
Neptune Beach
- Price
- $1,550,000
- Beds / Baths
- 0 / 0
- Living area
- 0 sqft
- Year built
- 0
- Type
- Land
- Lot
- 0.25 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 78
- Elementary
- Neptune Beach
- Middle
- Fletcher Jr High
- High school
- Duncan Fletcher
Home sits on (2) buildable lots...each lot is approx 107 x 50, Property is east of 3rd st. Easy walk to beach or town center. Great opportunity for 2 spec homes east of 3rd st...Ask about our house plans. Listing is also as a home see MLS #2149511
What to check on this one
- Verify both lots are separately platted and buildable per Neptune Beach zoning code.
- Confirm flood zone designation—Neptune Beach is coastal; obtain FEMA map and elevation certificate.
- Review city building permit requirements, setbacks, and any deed restrictions on both parcels.
- Confirm utilities (water, sewer, electric, gas) available and cost to connect to each lot.
- Clarify title: two separate deeds or one deed covering both lots—impacts financing and future sale.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $1,240,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 30, 2026, 12:30 PM.
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