Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$475,000

135 NEIGHBOR Court, St. Augustine, FL 32092

Shearwater

Price
$475,000
Beds / Baths
4 / 3
Living area
2,299 sqft
Year built
2023
Type
Residential
Lot
0.21 ac
Garage
2
HOA
$20/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
47
Elementary
Trout Creek Academy
Middle
Trout Creek Academy
High school
Beachside

Welcome to 135 Neighbor Court, a beautifully designed home tucked away on a cul-de-sac in the heart of Shearwater. Thoughtfully designed with a single story layout, this home offers bright, open living spaces perfect for both entertaining and everyday living. A charming covered front porch welcomes you inside, where glass French doors open to a private office, creating the perfect space to work from home or study. At the heart of the home, the gourmet kitchen features an oversized island with bar seating, stainless steel appliances, a gas cooktop, double ovens, and overlooks the spacious living and dining areas. Enjoy your morning coffee on the screened lanai, while the epoxy coated garage floor provides a clean, polished space for parking, storage, or your favorite hobbies. Living in Shearwater means enjoying resort style amenities, including multiple pools, a lazy river, kayak launch, tennis courts, scenic walking and biking trails, and so much more.

What to check on this one

  • Confirm CDD bond payoff amount and annual assessment details with developer.
  • Obtain flood zone designation and elevation certificate from St. Johns County.
  • Verify builder warranty coverage and transferability to next owner.
  • Request HOA/CDD documentation including amenity rules and reserve fund status.
  • Confirm homeowner's insurance availability and premium estimates for new construction.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,465/mo
Property tax (1.1% eff., St. Johns Co.)$435/mo
Homeowners insurance (est.)$292/mo
HOA$20/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,379/mo

Loan $380,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS ST JOHNS. Data via realMLS (Northeast Florida MLS), updated Aug 29, 2026, 7:12 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.