Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$265,000

440 SERVIA Drive, St. Johns, FL 32259, St. Johns, FL 32259

Palisades At Durbin Crossing

Price
$265,000
Beds / Baths
2 / 3
Living area
1,346 sqft
Year built
2018
Type
Townhouse
Lot
0.05 ac
Garage
1
HOA
$122/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
51
Elementary
Durbin Creek
Middle
Fruit Cove
High school
Creekside

$197/sqft asking, vs a $203/sqft median across 172 closed sales in 32259 over the last 12 months — 3% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Remarkably maintained FURNISHED Townhome in Palisades at Durbin Crossing. Yes, furniture is included or can be removed at buyer's request! 2bd 2.5bth with 1346sqft of bright living space. Kitchen looks and feels new with stainless appliances. The kitchen opens directly into the living space for easy entertainment with guests and family. Back patio allows for enjoyment of evening sunsets outside and view of the protected wooded area behind you. Upstairs you'll find two seperate sizeable bedrooms, each with own walk in closet. Bathrooms feature tub shower combo and large vanity area. Access to Durbin Creek Plantation amenities. Close to shopping and top rated schools of St. John's County. Short drive to the Jacksonville Beaches. Your new home awaits! Priced for investors looking to grow their portfolio too. Not working with an agent? Call us for your showing to see this gorgeous townhome. Seller extremly realistic in pricing for the current market to spark quick sale and move in!!

What to check on this one

  • Verify HOA rules permit short-term rental/investment use; get full CC&Rs.
  • Confirm CDD bond payoff amount and remaining assessment obligation.
  • Obtain flood zone designation and elevation certificate from county.
  • Request roof age documentation; confirm insurer will cover 2018 build.
  • Review condo/townhouse SIRS report and reserve-fund study if available.
  • Verify furniture removal terms in writing before closing.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,375/mo
Property tax (1.1% eff., St. Johns Co.)$243/mo
Homeowners insurance (est.)$292/mo
HOA$122/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,199/mo

Loan $212,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 6:41 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.