Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$299,995

12577 RUSSIAN OLIVE Road, Jacksonville, FL 32218, Jacksonville, FL 32218

The Arbors

Price
$299,995
Beds / Baths
3 / 2
Living area
1,618 sqft
Year built
2023
Type
Residential
Lot
0.11 ac
Garage
2
HOA
$9/mo
CDD
Yes
Flood zone
Unknown
County
Duval
Days on market
54

$185/sqft asking, vs a $160/sqft median across 1,817 closed sales in 32218 over the last 12 months — 16% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Don't Wait For New Construction Move In Now! Welcome to this meticulously maintained waterfront home packed with thoughtful upgrades throughout. The Vivint smart security system with cameras, window sensors, and interior motion detection keeps your family protected from day one. Enjoy pure alkaline water with the reverse osmosis system and whole home softened water via Puronics with a lifetime transferable warranty. The kitchen features a statement chandelier over the island flowing into a bright dining space. Ceiling fans throughout, a smart AC controller, and a recently serviced AC system with freon charge keeps you comfortable year round. Step outside to your waterfront backyard with a 5x15 concrete pad and a 10x13 lit gazebo perfect for weekend cookouts and entertaining. Two car garage plus four car driveway. Full flooring throughout. And with a 7 year transferable warranty on mechanical, plumbing, and electrical this home is truly move in rea

What to check on this one

  • Verify CDD bond payoff amount and annual fees with county records.
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE.
  • Request 4-point inspection report (roof, HVAC, plumbing, electrical).
  • Verify transferable warranties on mechanicals, water systems, and smart systems are in writing.
  • Confirm waterfront property has all required permits and no deed restrictions on use.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,557/mo
Property tax (1.1% eff., Duval Co.)$275/mo
Homeowners insurance (est.)$292/mo
HOA$9/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,300/mo

Loan $239,996 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MOMENTUM REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 12:46 AM.

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