Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$200,000

820 SELMA Avenue, Interlachen, FL 32148, Interlachen, FL 32148

Interlachen Lakes Estates

Price
$200,000
Beds / Baths
3 / 2
Living area
1,185 sqft
Year built
2001
Type
Residential
Lot
0.43 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
54

$169/sqft asking, vs a $135/sqft median across 107 closed sales in 32148 over the last 12 months — 25% above the area's closed prices. Condition and lot vary; that's what a showing is for.

In a quiet, private neighborhood with no HOA and no through traffic, this charming home offers the perfect balance of country living and everyday convenience. Enjoy your peaceful mornings sipping coffee on the expansive front porch deck or listening to the sounds of nature as the sun sets. You'll also love the convenience and cost savings of the new metal roof installed OCT 2023, providing years of dependable protection with reduced maintenance and improved durability. Calm low traffic setting while just a short drive from the shopping, dining, and recreation of Interlachen, Palatka, or Gainesville. Whether you're looking for a full-time residence, a weekend retreat, or an investment opportunity, this property delivers the comfort of a quiet location without sacrificing accessibility. With nearby lakes, parks, boating, fishing, and outdoor recreation, you'll enjoy the best of North Florida living while still being within convenient reach of everything you need.

What to check on this one

  • Verify metal roof installation date (Oct 2023) and warranty documentation with seller.
  • Confirm manufactured home title status and any outstanding liens or loans.
  • Obtain septic system inspection report and pumping/maintenance history.
  • Request well water test results and annual service records if applicable.
  • Verify flood zone designation with FEMA and county—obtain elevation certificate if needed.
  • Get 4-point inspection quote (age + manufactured home = likely required for insurance).

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,038/mo
Property tax (1.1% eff., Putnam Co.)$183/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,513/mo

Loan $160,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EPIQUE REALTY, INC. Data via realMLS (Northeast Florida MLS), updated Jul 10, 2026, 8:11 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.