$84,944
4235 OAK FOREST Lane, Keystone Heights, FL 32656, Keystone Heights, FL 32656
Oak Forest
- Price
- $84,944
- Beds / Baths
- 0 / 0
- Living area
- 0 sqft
- Year built
- 0
- Type
- Land
- Lot
- 5.35 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 54
- Elementary
- Mcrae
On a quiet and private, but county maintained, dirt road just 3 miles from the paved County Road 315C. This 5 acre lot is awaiting your dream home plans! 10 minutes to McRae Elementary. 15 minutes to Mike Roess Gold Head State Park. Just 5 miles from George's Lake boat ramp. 20 minutes to Keystone Beach/Lake Geneva. Numerous outdoor activities to enjoy including kayaking, boating, fishing, hiking, biking, and horseback riding. This lot is peaceful and secluded but still centrally located for an easy drive to Middleburg, Green Cove Springs, Palatka, or Gainesville. No HOA and very friendly zoning! Bring all your 4-legged friends!
What to check on this one
- Confirm exact flood zone designation with Clay County Property Appraiser—unknown status requires clarification
- Verify well/septic service availability and any required permits for this unimproved lot
- Request county road maintenance agreement in writing—confirm dirt road upkeep responsibility and access year-round
- Confirm zoning allows your intended use (residential, agricultural, equestrian) and any setback/acreage requirements
- Obtain preliminary title report and survey to verify 5.35 acres and identify any easements or liens
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $67,955 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of EPIQUE REALTY, INC. Data via realMLS (Northeast Florida MLS), updated Jul 9, 2026, 12:34 PM.
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