Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$674,900

466 WINDWALKER Drive, St. Augustine, FL 32092

Wards Creek

Price
$674,900
Beds / Baths
4 / 3
Living area
2,689 sqft
Year built
2021
Type
Residential
Lot
0.2 ac
Garage
2
HOA
$65/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
54
Elementary
Mill Creek Academy
Middle
Mill Creek Academy
High school
Tocoi Creek

The best homes don't just check the boxes. They make you feel at home the moment you walk through the front door. Built by Ashley Homes in 2021 and set on a corner lot in Wards Creek, this 4-bedroom, 2.5-bath pool home brings together newer construction, thoughtful updates and the easy Florida lifestyle buyers are looking for in the World Golf Village area. Inside, abundant natural light fills the home, highlighting fresh interior paint, brand-new carpet upstairs, smooth-finish walls, rounded corners and quality craftsmanship and thoughtful architectural details throughout. Ten-foot ceilings on the main level, nine-foot ceilings upstairs, and a soaring two-story living room with custom built-ins create an open, airy feel that's both impressive and inviting. The kitchen opens naturally to the main living and dining spaces, making it just as functional for everyday living as it is for entertaining. All four bedrooms are upstairs, including a spacious primary suite with a large bath, dual closets and plenty of natural light. Out back, the private pool and screened lanai create the kind of outdoor space that makes Florida living feel effortless, complete with an outdoor shower for a quick rinse before or after a swim. With the solar panels being paid off by the seller at closing, the next owner will enjoy the benefits of improved energy efficiency without the added expense of a solar loan or lease payment. Wards Creek offers a small-community feel with larger homesites, no CDD fees and amenities including a community pool, covered pavilion, fire pit patio, tennis and pickleball courts, playground, and optional boat/RV storage (for a nominal additional charge). Zoned for Mill Creek Academy (K-8) and Tocoi Creek High School, this home is just minutes from shopping, restaurants, golf, Historic Downtown St. Augustine and offers easy access to I-95. Everyday conveniences like Publix, Costco, Buc-ee's, and a new Walmart (currently under construction) are all just a short drive away, making this location as practical as it is desirable.

What to check on this one

  • Confirm flood zone designation and request elevation certificate if AE/VE.
  • Verify HOA docs: Wards Creek covenants, rental restrictions, reserve study.
  • Get pool service history, equipment age, and annual maintenance costs.
  • Confirm roof age/warranty from Ashley Homes and insurer approval.
  • Review 2021 construction warranty details and any remaining builder coverage.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,502/mo
Property tax (1.1% eff., St. Johns Co.)$619/mo
Homeowners insurance (est.)$394/mo
HOA$65/mo
All-in monthly (est.)$4,580/mo

Loan $539,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of VILANO CREEK VENTURES LLC. Data via realMLS (Northeast Florida MLS), updated Aug 19, 2026, 3:55 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.