$398,000
8680 BANDERA Circle S, Jacksonville, FL 32244, Jacksonville, FL 32244
Chimney Lakes
- Price
- $398,000
- Beds / Baths
- 3 / 2
- Living area
- 1,871 sqft
- Year built
- 1990
- Type
- Residential
- Lot
- 0.75 ac
- Garage
- 2
- HOA
- $38/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 53
- Elementary
- Chimney Lakes
- Middle
- Westside
- High school
- Westside High School
$213/sqft asking, vs a $157/sqft median across 1,043 closed sales in 32244 over the last 12 months — 35% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Water Front Resort Welcome to this 3-bedroom, 2-bathroom, 1,871-square-foot waterfront home on a 0.75-acre lot. Enjoy true Florida living by fishing directly from your private deck. The property features a fully heated and cooled Florida room, a screened-in pool with a jacuzzi, and an additional screened patio. Located in a premier community, residents enjoy access to a recreation center, pool, dog walk, tennis courts, and basketball courts. This prime location is also conveniently close to excellent shopping and dining.
What to check on this one
- Verify flood zone designation and obtain elevation certificate from county appraiser.
- Order 4-point inspection and wind-mitigation report — home is 36 years old.
- Confirm roof age and current condition; insurers may deny coverage if near/past 20 years.
- Request HOA docs: covenants, financials, reserve study, pool/amenities maintenance plan.
- Verify pool/spa equipment age, service records, and current operational status.
- Confirm plumbing material (polybutylene or cast-iron common in 1990 builds).
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $318,400 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Jul 30, 2026, 6:53 PM.
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