Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$165,000

1510 CLEVELAND Avenue, Palatka, FL 32177, Palatka, FL 32177

Metes & Bounds

Price
$165,000
Beds / Baths
2 / 1
Living area
916 sqft
Year built
1955
Type
Residential
Lot
0.16 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
51

$180/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 11% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Delightful 2 bedroom, 1 bath home offers timeless character and small town charm with brick lined streets and mature trees. Located minutes from downtown Palatka, the St. Johns River, local parks, dining, shopping, and community events.

What to check on this one

  • Verify roof age and get inspector estimate for replacement cost.
  • Order 4-point inspection; confirm home insurable in current condition.
  • Check plumbing type—cast iron likely at 1955, plan for replacement.
  • Confirm actual flood zone with FEMA map and elevation certificate.
  • Review any septic system records and schedule professional pump inspection.
  • Get pest inspection—older frame homes prone to termite damage.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$856/mo
Property tax (1.1% eff., Putnam Co.)$151/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,299/mo

Loan $132,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CENTURY 21 TRITON REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 6, 2026, 2:15 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.