$175,000
590 PALMETTO BLUFF Road, Palatka, FL 32177, Palatka, FL 32177
St Johns Harbor
- Price
- $175,000
- Beds / Baths
- 0 / 0
- Living area
- 0 sqft
- Year built
- 0
- Type
- Land
- Lot
- 1.67 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 55
Discover the potential of this 1.67-acre canal-front property in scenic Palatka! Situated along a peaceful canal with easy access to the St. Johns River, this spacious parcel offers an incredible opportunity to create your own waterfront retreat. The land is fully accessible from both Palmetto Bluff Rd and Sugar Plum Rd and is .08 miles from the Palmetto Bluff Public Boat Ramp. Enjoy the tranquil surroundings, mature trees, and opportunity to design a property that fits your lifestyle -- ideal for a weekend getaway, investment, or future homesite. The 1.67-acre parcel includes 3 electrical poles and 2 wells and septic.
What to check on this one
- Verify exact flood zone designation and elevation certificate requirement from FEMA/county.
- Confirm well and septic system functionality; request service records and permits.
- Check canal access rights, riparian rules, and any restrictions on St. Johns River use.
- Obtain survey and verify both road frontage claims on Palmetto Bluff Rd and Sugar Plum Rd.
- Review electrical pole ownership, utility easements, and whether poles support buildable infrastructure.
- Confirm Putnam County zoning allows intended use (residential, commercial, recreational).
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $140,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Jul 29, 2026, 2:53 PM.
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