Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$539,900

85122 SAGAPONACK Drive, Fernandina Beach, FL 32034

North Hampton

Price
$539,900
Beds / Baths
4 / 3
Living area
2,373 sqft
Year built
2005
Type
Residential
Lot
0.25 ac
Garage
2
HOA
$219/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
55

$228/sqft asking, vs a $255/sqft median across 1,090 closed sales in 32034 over the last 12 months — 11% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Discover this beautifully updated 4-bedroom, 2.5-bathroom home in the desirable North Hampton community, where comfort, convenience, and coastal living come together. Designed with an open-concept layout, this home offers inviting spaces for both everyday living and entertaining. The kitchen features breakfast bar seating, a breakfast nook, and all-new appliances installed in 2025, creating a functional and stylish gathering space. A formal dining area provides the perfect setting for everyday meals or special occasions. The generous primary bedroom offers a private ensuite with a soaking tub, separate shower, and ample space to unwind. Three additional bedrooms provide flexibility for guests, a home office, hobbies, or other needs. Updated lighting fixtures and ceiling fans throughout enhance the home's modern appeal. Enjoy the outdoors from the spacious screened lanai overlooking the newly fenced backyard with a new aluminum fence, offering plenty of room to relax, entertain, or enjoy outdoor activities. A two-car garage provides ample parking and storage. North Hampton offers an ideal location with convenient access to the beautiful beaches of Amelia Island, nearby shopping, dining, golf, parks, and everyday conveniences. Jacksonville is also within easy reach, making commuting, travel, and entertainment simple while allowing you to enjoy the relaxed atmosphere of Nassau County. Residents also enjoy an impressive selection of community amenities, including a clubhouse, multiple pools, sports courts, a golf club, and more. HOA fees also include provided basic cable and high-speed internet for every home, adding even more everyday value. This move-in-ready home presents an exceptional opportunity to enjoy everything this sought-after community has to offer.

What to check on this one

  • Verify flood zone designation and elevation certificate with Nassau County Property Appraiser.
  • Confirm roof age and condition; obtain inspection if approaching 15+ years.
  • Request HOA documentation: covenants, financials, reserve study, any special assessments.
  • Inspect 2025 appliance warranties and installation documentation.
  • Verify screened lanai and fence permits filed with Nassau County.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,801/mo
Property tax (1.1% eff., Nassau Co.)$495/mo
Homeowners insurance (est.)$315/mo
HOA$219/mo
All-in monthly (est.)$3,830/mo

Loan $431,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of REDFIN CORPORATION. Data via realMLS (Northeast Florida MLS), updated Aug 23, 2026, 6:55 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.