$690,000
4142 SCENIC Drive, Middleburg, FL 32068, Middleburg, FL 32068
Gnann & Canova
- Price
- $690,000
- Beds / Baths
- 3 / 2
- Living area
- 1,616 sqft
- Year built
- 2018
- Type
- Residential
- Lot
- 0.83 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 55
$427/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 136% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Wake up to Black Creek right outside your door. This waterfront retreat sits on a full acre of privacy and was custom-built in 2018 to meet current elevation standards, standing 20 feet above ground with both stairs and a private elevator for easy access. Inside, luxury vinyl plank flooring flows through an open floor plan anchored by a custom fireplace. The kitchen is a showstopper, with stainless steel appliances, granite countertops, 42-inch cabinets, and a pot filler over the stove for the home chef. Three bedrooms, two bathrooms, and a fully air-conditioned downstairs office round out the living space, while the owner's suite delivers a true retreat with a soaker tub, separate shower, and a generous walk-in closet with custom built-ins. Step outside and the good times keep going. The covered patio comes complete with a full-sized bar, perfect for entertaining, and a private boat lift puts Black Creek right at your fingertips. Fish, paddleboard, ride the four wheelers or side by sides across the acreage, or just unwind by the fire pit as the sun goes down. This property is also an active, income-producing short-term rental, giving buyers the flexibility to make it a full-time residence, a weekend escape, or a turnkey investment property. Waterfront living like this does not come around often. Schedule your private showing today and see what Black Creek life is all about.
What to check on this one
- Verify roof age, materials, and current insurance eligibility with carrier.
- Obtain elevation certificate confirming 20-foot elevation claim for flood/insurance purposes.
- Review STR rental history, income records, and lease terms for transferability.
- Inspect boat lift condition, mooring permits, and Black Creek riparian/dock regulations.
- Confirm septic system inspection records and Clay County permit compliance.
- Get Phase I environmental report given waterfront lot and historical use.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $552,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of COLDWELL BANKER VANGUARD REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 8, 2026, 12:18 PM.
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