Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,299,000

403 S MILL VIEW Way, Ponte Vedra Beach, FL 32082, Ponte Vedra Beach, FL 32082

Sawmill Lakes

Price
$1,299,000
Beds / Baths
4 / 4
Living area
3,570 sqft
Year built
1998
Type
Residential
Lot
0.24 ac
Garage
2
HOA
$139/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
55

Completely transformed and renovated inside and out, this stunning Sawmill Lakes home is as close to new construction as you can get--without the wait! Offering 4 bedrooms, 4 baths, and over 3,570 sq. ft., this home has been rebuilt from the studs with designer finishes and exceptional craftsmanship throughout. Soaring ceilings, a delightful eat-in chef's kitchen, separate dining room, dedicated office, and versatile flex space create the perfect setting for entertaining. A huge bonus room with a full bath offers endless possibilities. Situated on a private quarter-acre preserve lot, enjoy a beautifully landscaped backyard with a paver patio and fire pit. A rare opportunity in one of Ponte Vedra Beach's most sought-after communities. Minutes to the beach, shopping, dining, and top-rated St. Johns County schools. Ask about preferred membership opportunities at the Ponte Vedra Inn & Club and The Lodge & Club.

What to check on this one

  • Verify roof age and material—get inspection report and insurer approval letter.
  • Obtain 4-point inspection and wind-mitigation report; confirm insurer will write.
  • Request flood zone designation and elevation certificate from seller.
  • Review HOA documents: CC&Rs, budget, reserve study, rental restrictions.
  • Confirm scope of 'renovations'—get permits, contractor invoices, final inspections.
  • Verify all major systems (HVAC, electrical, plumbing) permitted and inspected post-work.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$6,740/mo
Property tax (1.1% eff., St. Johns Co.)$1,191/mo
Homeowners insurance (est.)$758/mo
HOA$139/mo
All-in monthly (est.)$8,828/mo

Loan $1,039,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PONTE VEDRA CLUB REALTY, INC.. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 12:08 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.