$659,000
48 HAMMER Circle, St. Johns, FL 32259
Stillwater
- Price
- $659,000
- Beds / Baths
- 3 / 3
- Living area
- 2,027 sqft
- Year built
- 2023
- Type
- Residential
- Lot
- 0.2 ac
- Garage
- 2
- HOA
- $711/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 56
$325/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 47% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Luxury, elegance, and unforgettable views come together in this exceptional, move-in-ready residence situated on one of the most coveted homesites in the community. Perfectly positioned to capture panoramic views of the preserve, sparkling lake, and golf course, this premium lot offers privacy, tranquility, and one of the best locations in the neighborhood. From the moment you arrive, you'll appreciate the stunning paver driveway, inviting oversized front porch, and impeccable curb appeal. Inside, every detail has been thoughtfully upgraded, creating a home that is both sophisticated and welcoming. The open-concept floor plan showcases upgraded cabinetry, premium countertops, designer lighting, stylish ceiling fans, and luxury finishes throughout. At the heart of the home is a chef-inspired kitchen featuring abundant cabinetry, expansive prep space, and beautiful finishes. The spacious living and dining areas flow seamlessly together, Every room reflects exceptional care and attention to detail, making this home truly turnkey. Step outside to the incredible oversized screened lanai where breathtaking views provide the perfect backdrop for morning coffee, evening cocktails, or entertaining family and friends. This outdoor living space is simply spectacular. Additional highlights include a professionally finished garage with durable epoxy floors, premium upgrades throughout, and a home that has been meticulously maintained from top to bottom. Offering luxury, comfort, exceptional outdoor living, and one of the finest homesites in the community, this remarkable home is as memorable as it is beautiful. Simply unpack, relax, and enjoy the lifestyle you've been dreaming of.
What to check on this one
- Verify actual flood zone designation and elevation certificate for waterfront lot
- Confirm CDD bond payoff amount and remaining assessment timeline
- Review HOA covenants for short-term rental restrictions
- Inspect roof warranty details (2023 build—coverage terms matter)
- Obtain full CDD + HOA disclosure documents before commitment
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $527,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 12:07 PM.
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