Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$325,000

2916 STONEGATE Lane, Middleburg, FL 32068, Middleburg, FL 32068

Coppergate

Price
$325,000
Beds / Baths
4 / 2
Living area
1,868 sqft
Year built
2004
Type
Residential
Lot
0.16 ac
Garage
2
HOA
$23/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
52

Meticulously maintained and move-in ready, this beautifully updated 4-bedroom, 2-bath concrete block home offers the perfect blend of quality, comfort, and style. From the moment you arrive, you'll appreciate the pride of ownership, thoughtful upgrades, and attention to every detail. The inviting floor plan features stylish finishes, modern touches, and spacious living areas designed for everyday living and entertaining. The 2-car garage provides ample storage, while the fully fenced backyard creates a private outdoor retreat complete with a charming gazebo and fire pit--ideal for relaxing evenings, family gatherings, or entertaining guests. This exceptional home is the total package, combining durability, functionality, and timeless appeal. Don't miss your opportunity to make it yours!

What to check on this one

  • Verify actual roof age and material; get 4-point inspection given 2004 build year.
  • Confirm flood zone designation via FEMA map; request elevation certificate if applicable.
  • Review HOA documents and any restrictions on short-term rentals or exterior modifications.
  • Inspect plumbing for polybutylene or cast-iron; confirm copper/PEX status with plumber.
  • Verify HVAC age, capacity, and service history; confirm all systems operational.
  • Request proof of concrete block construction integrity and any prior foundation work.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,686/mo
Property tax (1.1% eff., Clay Co.)$298/mo
Homeowners insurance (est.)$292/mo
HOA$23/mo
All-in monthly (est.)$2,299/mo

Loan $260,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EXIT INSPIRED REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 8:26 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.