Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$134,900

2959 FRANCES Avenue, Jacksonville, FL 32218

Garden City

Price
$134,900
Beds / Baths
2 / 2
Living area
960 sqft
Year built
2022
Type
Residential
Lot
0.1 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
53
Elementary
Garden City
Middle
Highlands
High school
First Coast

**NEWER BUILD**NEW HVAC**NEW ELECTRIC** Welcome to this immaculate, 2022 build situated on a HUGE CORNER LOT with NO HOA OR CDD. This 2 bed/2 bath home features an open layout with a SPLIT BEDROOM FLOOR PLAN and has NEVER BEEN LIVED IN. Inside, you will find vinyl flooring throughout - no carpet! The kitchen features a food prep island, elegant wooden cabinetry, a breakfast bar, and NEW STAINLESS STEEL APPLIANCES. The primary bathroom offers a double vanity and a HUGE walk in closet. Built for peace of mind, the property features a new HVAC, electric, plumbing, WELL PUMP and more, alongside indoor laundry and all new skirting. Enjoy the outdoors on your NEW FRONT DECK and NEW BACK DECK. Conveniently located close to Baptist North, shopping, restaurants and more, this move-in ready gem blends comfort and convenience perfectly!

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE zone.
  • Confirm well pump and septic system are permitted and inspection-ready for closing.
  • Review manufactured home title and ensure mobile home lot lease terms (if applicable).
  • Inspect all new systems (HVAC, electrical, plumbing, well pump) for warranty documentation.
  • Verify skirting installation meets Duval County code and confirm no structural issues underneath.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$700/mo
Property tax (1.1% eff., Duval Co.)$124/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,116/mo

Loan $107,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CHAD AND SANDY REAL ESTATE GROUP. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 4:18 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.