Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$409,900

3701 WINDJAMMER Lane, St. Augustine, FL 32084, St. Augustine, FL 32084

Ponte Vedra Shores W

Price
$409,900
Beds / Baths
3 / 2
Living area
1,342 sqft
Year built
1985
Type
Townhouse
Lot
0.02 ac
Garage
0
HOA
$60/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
57

$305/sqft asking, vs a $206/sqft median across 103 closed sales in 32084 over the last 12 months — 49% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Short walk to Beach. This rare end-unit townhome delivers privacy, space, and true essence of coastal living in Vilano Beach. Only a short walk to the beach. The house is boasting 3 bedrooms, 2 bathrooms, with a versatile sleeping loft that comfortably accommodates four, this home is perfect for growing families, frequent guests, or savvy investors seeking vacation rental income. Bathed in natural light, the bright open-concept layout creates a warm and inviting atmosphere. Recent major upgrades provide peace of mind and modern appeal, including a new roof (2024), new skylights, and a beautifully renovated bathroom. Best of all, you're just steps from Vilano Beach and minutes from the historic shops, restaurants, and conveniences of downtown St. Augustine. Turnkey, updated, and perfectly located -- it is coastal Florida living at its finest. Schedule your private showing today and make this exceptional town home yours!

What to check on this one

  • Verify new roof (2024) has transferable warranty and proper permitting documentation.
  • Confirm flood zone designation and obtain elevation certificate for this Vilano Beach location.
  • Review HOA docs: rental restrictions, approval process, and reserve fund status.
  • Inspect plumbing for original polybutylene or cast-iron lines; 1985 build at risk.
  • Obtain 4-point inspection and wind-mitigation report; age/coastal location triggers insurer requirements.
  • Verify short-term rental eligibility with city and confirm HOA permits investor use.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,127/mo
Property tax (1.1% eff., St. Johns Co.)$376/mo
Homeowners insurance (est.)$292/mo
HOA$60/mo
All-in monthly (est.)$2,855/mo

Loan $327,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of 1 PERCENT LISTS FIRST COAST. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 2:40 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.