Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,570,302

482 CHESTNUT OAK Road, St. Augustine, FL 32092

Silverleaf

Price
$1,570,302
Beds / Baths
4 / 5
Living area
3,551 sqft
Year built
2026
Type
Residential
Lot
Garage
4
HOA
$100/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
0
Elementary
Liberty Pines Academy
Middle
Liberty Pines Academy
High school
Tocoi Creek

Live luxuriously in the Monica! Single-story, 3,400+ sq ft with 4 bedrooms, 4.5 baths, and 4-car garage. Open-concept kitchen, dining, and living areas extend to the lanai. Master suite with spa bath, walk-in closet, and French doors. Flexible layouts, optional game room.

What to check on this one

  • Confirm final flood zone designation and elevation certificate requirement for St. Johns County.
  • Verify HOA $100/mo covers what—reserves, insurance, maintenance caps?
  • Get builder warranty details, closing timeline, and any outstanding construction liens.
  • Confirm all finishes, appliances, and optional upgrades are locked in writing.
  • Request final plot plan showing easements, setbacks, and drainage before closing.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$8,148/mo
Property tax (1.1% eff., St. Johns Co.)$1,439/mo
Homeowners insurance (est.)$916/mo
HOA$100/mo
All-in monthly (est.)$10,603/mo

Loan $1,256,242 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ICI SELECT REALTY, INC.. Data via realMLS (Northeast Florida MLS), updated Jul 7, 2026, 6:15 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.