Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$216,000

590 OLD STARKE Road, Palatka, FL 32177

Metes & Bounds

Price
$216,000
Beds / Baths
4 / 3
Living area
1,464 sqft
Year built
1965
Type
Residential
Lot
4.98 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
4

Located just minutes from Downtown Palatka, 590 Old Starke Rd offers the perfect blend of privacy and convenience. Situated on a spacious lot, this property provides plenty of room to enjoy outdoor living while remaining close to shopping, dining, schools, and everyday amenities. The home features a functional layout with comfortable living spaces and endless potential for a variety of buyers. Whether used as a primary residence or investment property, its desirable location, generous homesite, and easy access to major roadways make it a standout option in the Palatka market.

What to check on this one

  • Verify roof age and condition; 1965 home may need replacement soon.
  • Obtain 4-point inspection report (required by most insurers for pre-1980 homes).
  • Confirm plumbing type; cast-iron or polybutylene common in 1965 builds.
  • Check septic system age, maintenance records, and soil absorption test.
  • Verify flood zone designation and obtain elevation certificate if in AE/VE.
  • Pull well water test results and confirm potability certification.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,121/mo
Property tax (1.1% eff., Putnam Co.)$198/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,611/mo

Loan $172,800 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of 904 REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Jul 7, 2026, 4:54 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.