Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$870,466

639 CAIDEN Drive, Ponte Vedra, FL 32081

Reflections

Price
$870,466
Beds / Baths
5 / 5
Living area
2,900 sqft
Year built
2026
Type
Residential
Lot
0.18 ac
Garage
3
HOA
$70/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
0
Elementary
Pine Island Academy
Middle
Pine Island Academy
High school
Allen D. Nease

This Cleary is a 2,900 sqft. home with 5 bedrooms and 4 1/2 baths. The entry welcomes guests into the foyer . The gathering room and the dining room are open to the gourmet kitchen with views of the covered lanai. A large downstairs master suite has an elegant bath and a HUGE walk in closet that extends under the stairs! The Four secondary bedrooms and three full baths are located upstairs along with a bonus room which has coffered ceilings. A large unconditioned walk-out storage area contains the mechanicals is conveniently located upstairs with plenty of storage for all your stuff. The expanded covered lanai is prewired and plumbed for an outdoor kitchen to extend the outdoor living area.

What to check on this one

  • Verify CDD bond payoff amount and remaining assessment term.
  • Confirm flood zone designation with St. Johns County Property Appraiser.
  • Review HOA covenants for short-term rental restrictions.
  • Inspect pool equipment warranty and service history documentation.
  • Verify builder warranty coverage details and transfer eligibility.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,517/mo
Property tax (1.1% eff., St. Johns Co.)$798/mo
Homeowners insurance (est.)$508/mo
HOA$70/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$6,060/mo

Loan $696,373 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of GPS REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Jul 7, 2026, 4:05 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.