Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$140,000

4274 SE 109TH Street, Starke, FL 32091

Starke

Price
$140,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
3.55 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Bradford
Days on market
56
Middle
Bradford
High school
Bradford

Escape to the country with this beautiful high-and-dry property, ready for your vision. Whether you're looking to build your dream home or create your own private homestead, the groundwork is already in place with an existing well, septic system, and electric service. Almost 4 acres of property features mature shade trees, a small pond tucked away at the back, beautiful green St. Augustine grass, and plenty of open space for gardens, animals, or simply enjoying the rural lifestyle. Surrounded by cattle farmers and tree farms- this property is the epitome of privacy, peace and quiet! Bring your horses, cows and chickens, or other farm animals and enjoy the generational freedom that country living provides.

What to check on this one

  • Verify well water quality and septic system inspection records with licensed inspector.
  • Confirm flood zone designation and obtain elevation certificate for future building permits.
  • Request documentation of existing electric service line capacity and utility easements.
  • Have septic and well maintenance history reviewed; confirm system sizing for intended use.
  • Verify property survey is current; confirm lot lines and any deed restrictions or easements.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$726/mo
Property tax (1.1% eff., Bradford Co.)$128/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,146/mo

Loan $112,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CASTILLO REAL ESTATE JAX. Data via realMLS (Northeast Florida MLS), updated Aug 10, 2026, 10:34 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.