$285,000
11185 RIDGETOP Lane, Jacksonville, FL 32225
Ft Caroline Cove
- Price
- $285,000
- Beds / Baths
- 3 / 2
- Living area
- 1,390 sqft
- Year built
- 1997
- Type
- Residential
- Lot
- 0.1 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 43
OPEN HOUSE THIS Saturday (08/15) 11am-3pm. Great opportunity for first-time homebuyers and owner-occupants looking to customize a home that's truly their own and benefit from the increased value. This home features a split 3-bedroom floor plan, two bathrooms, a two-car garage, an inside fireplace, and a private backyard with an outdoor fire pit. The master bathroom has a hot garden tub/shower combo. Move in and update at your own pace, adding your personal style while building your equity. Conveniently located with easy access to the beaches, the airport, shopping, dining, and everyday amenities.
What to check on this one
- Confirm flood zone designation and elevation certificate requirement with county assessor.
- Verify roof age and condition; get 4-point inspection if approaching 20 years.
- Review plumbing materials—home built 1997, check for polybutylene or cast-iron issues.
- Inspect HVAC age and remaining useful life; get maintenance records.
- Confirm property lines and easements; survey if unclear for backyard improvements.
- Get pre-approval letter ready; verify no title liens or code violations.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $228,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of MOMENTUM REALTY. Data via realMLS (Northeast Florida MLS), updated Sep 3, 2026, 8:34 PM.
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