$395,000
1620 COUNTY ROAD 13 S, Elkton, FL 32033, Elkton, FL 32033
Floyd
- Price
- $395,000
- Beds / Baths
- 3 / 2
- Living area
- 1,860 sqft
- Year built
- 1986
- Type
- Residential
- Lot
- 0.77 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 56
$212/sqft asking, vs a $183/sqft median across 62 closed sales in 32033 over the last 12 months — 16% above the area's closed prices. Condition and lot vary; that's what a showing is for.
NO HOA | NO CDD | Remodeled | Across from the St. Johns River! Nestled beneath a canopy of majestic oak trees, this beautifully remodeled 3-bedroom, 2-bath, two-story home sits on a private 0.77-acre lot in peaceful Elkton. Offering 1,860 sq. ft. of thoughtfully updated living space, the home features fresh interior paint, an inviting open layout, and ceiling fans throughout for year-round comfort. The remodeled kitchen is equipped with stainless steel appliances, making it ideal for everyday living and entertaining. Enjoy the tranquility of country living while being just steps from the scenic St. Johns River, providing easy access to boating, fishing, and outdoor recreation. With no HOA or CDD fees, you'll have the freedom to enjoy your property your way. Conveniently located with easy access to St. Augustine, Palm Coast, and Jacksonville, this move-in-ready home combines privacy, modern updates, and Florida charm. More Pics to come today!
What to check on this one
- Verify actual flood zone & elevation certificate—river proximity requires FEMA verification.
- Confirm roof age & condition; 1986 home may need 4-point inspection for insurance.
- Request plumbing material records—pre-1995 polybutylene or cast-iron common in this era.
- Inspect well & septic system documentation & last service records.
- Review title for any riverfront easements or drainage/floodplain restrictions.
- Confirm all renovation permits pulled & CO obtained; verify scope of work.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $316,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Aug 8, 2026, 1:00 PM.
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