$345,000
4890 MCALLISTER Road, Middleburg, FL 32068
Middleburg
- Price
- $345,000
- Beds / Baths
- 3 / 2
- Living area
- 1,458 sqft
- Year built
- 1993
- Type
- Residential
- Lot
- 8.14 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 84
Move-in ready and waiting for you! Escape to this private country retreat on 8 beautiful acres at the end of a 1-mile private dirt road. This completely renovated 3BR/2BA, 1,600± sq. ft. home features a cozy electric fireplace and qualifies for VA financing. Renovated in 2021 with new windows, Hardie board siding, shaker soft-close cabinets, Corian countertops, stainless steel appliances, Pergo flooring, premium carpet, 2021 HVAC, and an instant water heater. Well pump and iron removal system replaced in 2025. Relax on the fully screened porch with wood flooring, porch swing, and ceiling fan, or entertain on the large patio leading to the stocked pond. Includes a shed and a well house,, a 40' high-cube shipping container, fenced 50-amp RV hookup, raised garden beds, and room for animals. Near CR 218, shopping, dining, and schools within 4.7 miles. Home is not in a flood zone; rear of property is.
What to check on this one
- Verify actual flood zone for rear property; get FEMA map & elevation certificate.
- Confirm well & septic system permits, maintenance records, iron removal system warranty.
- Review 2021 HVAC & 2025 well pump receipts; get service history documentation.
- Check manufactured home title transfer process & any lender-specific requirements.
- Inspect private dirt road maintenance agreement & liability for 1-mile access.
- Verify RV hookup electrical capacity & septic system capacity for future use.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $276,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of FLORIDA'S CHOICE REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Oct 10, 2026, 11:00 PM.
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