Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$345,000

4890 MCALLISTER Road, Middleburg, FL 32068, Middleburg, FL 32068

Middleburg

Price
$345,000
Beds / Baths
3 / 2
Living area
1,458 sqft
Year built
1993
Type
Residential
Lot
8.14 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
57

$237/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 31% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Move-in ready and waiting for you! Escape to this private country retreat on 8 beautiful acres at the end of a 1-mile private dirt road. This completely renovated 3BR/2BA, 1,600± sq. ft. home features a cozy electric fireplace and qualifies for VA financing. Renovated in 2021 with new windows, Hardie board siding, shaker soft-close cabinets, Corian countertops, stainless steel appliances, Pergo flooring, premium carpet, 2021 HVAC, and an instant water heater. Well pump and iron removal system replaced in 2025. Relax on the fully screened porch with wood flooring, porch swing, and ceiling fan, or entertain on the large patio leading to the stocked pond. Includes a shed and a well house,, a 40' high-cube shipping container, fenced 50-amp RV hookup, raised garden beds, and room for animals. Near CR 218, shopping, dining, and schools within 4.7 miles. Home is not in a flood zone; rear of property is.

What to check on this one

  • Verify actual flood zone designation—FEMA map shows rear portion in flood zone; get elevation certificate
  • Confirm well/septic system permits and service records; iron removal system maintenance schedule
  • Request 2021 HVAC and renovation receipts; verify all work permitted and inspected
  • Check manufactured home title status and any land/home loan requirements for this acreage
  • Inspect private 1-mile dirt road maintenance responsibility and easement agreement in writing
  • Confirm 2021 roof covering and any wind-mitigation inspection eligibility for insurance

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,790/mo
Property tax (1.1% eff., Clay Co.)$316/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,398/mo

Loan $276,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA'S CHOICE REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 3, 2026, 6:11 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.