Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$330,000

1139 BEACH DUNE Drive, Jacksonville, FL 32233, Jacksonville, FL 32233

Atlantic Beach Preserve

Price
$330,000
Beds / Baths
3 / 3
Living area
1,660 sqft
Year built
2020
Type
Townhouse
Lot
0.14 ac
Garage
1
HOA
$315/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
57
Elementary
Mayport
Middle
Mayport
High school
Duncan Fletcher

$199/sqft asking, vs a $259/sqft median across 64 closed sales in 32233 over the last 12 months — 23% below the area's closed prices. This home sits 23% below area average—ask the listing agent why pricing is lower, as the remarks highlight updated finishes, lakefront location, and low-maintenance HOA services.

Move right into this beautifully maintained, one-owner townhome in the sought-after Atlantic Beach Preserve! Built in 2020 on a peaceful lakefront lot, this 3-bedroom, 2.5-bath home offers low-maintenance living just minutes from the beach. The open-concept layout features wood-look tile flooring, a half bath, and a stylish kitchen with quartz countertops, stainless steel appliances, white cabinetry, and a subway tile backsplash. Upstairs, the spacious owner's suite overlooks the lake and includes a walk-in shower and double vanity. A versatile loft and upstairs laundry add everyday convenience, while the washer, dryer, and water softener all convey. Relax on the screened lanai with serene lake views or enjoy easy access to Atlantic Beach, Mayport, Hanna Park, Dutton Island Preserve, shopping, and dining. HOA covers lawn care and exterior maintenance for effortless coastal living.

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate for lender/insurance requirements.
  • Request HOA documents: budget, reserve fund, any pending assessments or special projects.
  • Confirm roof age and get 4-point inspection quote (2020 build likely insurable, verify with carrier).
  • Review waterfront easements, lake access rights, and any deed restrictions tied to Atlantic Beach Preserve.
  • Inspect plumbing for polybutylene; verify water softener ownership and service records.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,712/mo
Property tax (1.1% eff., Duval Co.)$303/mo
Homeowners insurance (est.)$292/mo
HOA$315/mo
All-in monthly (est.)$2,622/mo

Loan $264,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EXP REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Jul 25, 2026, 1:05 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.