$89,900
1244 W 5TH Street, Jacksonville, FL 32209, Jacksonville, FL 32209
Barnetts
- Price
- $89,900
- Beds / Baths
- 3 / 1
- Living area
- 1,124 sqft
- Year built
- 1919
- Type
- Residential
- Lot
- 0.08 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 60
$80/sqft asking, vs a $109/sqft median across 689 closed sales in 32209 over the last 12 months — 27% below the area's closed prices. Sold as-is requiring full interior renovation; newer roof, A/C, and water heater already replaced, offsetting some rehab scope.
Bring your vision to this classic bungalow in an up-and-coming pocket of NW Jacksonville, just minutes from downtown! Sold AS-IS and priced for the buyer who wants to build instant equity. This one is IDEAL for an FHA 203(k) renovation loan - buy AND renovate with ONE loan and as little as 3.5% down, so you can customize the kitchen, floors and finishes to your own taste without paying for repairs out of pocket. Major-ticket items are already handled: newer roof and A/C (approx. 6 years) plus a NEW water heater. Sitting on a corner lot with a full front porch and original character throughout. The neighborhood is actively redeveloping - newly built homes nearby have sold from $190,000 to $215,000 - so there is real upside for the buyer willing to put in the work. Home needs full renovation and is being sold strictly as-is; seller will make no repairs. Buyer to verify all information. Come see the potential and make it your own!
What to check on this one
- Verify roof age independently — listing states 6 years, confirm with inspector and get photo documentation.
- Obtain flood zone designation from FEMA flood map; if AE/VE, order elevation certificate before closing.
- Get 4-point inspection (roof, HVAC, plumbing, electrical) — required for most insurers on 1919 home.
- Inspect plumbing for cast-iron or polybutylene; 1919 likely has original or problematic materials.
- Have septic or well systems inspected if applicable; verify water/sewer service type and condition.
- Confirm FHA 203(k) loan eligibility with lender before offer — appraisal and scope of work required.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $71,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of UNLOCK REALTY GROUP LLC. Data via realMLS (Northeast Florida MLS), updated Jul 16, 2026, 3:51 PM.
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