Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$4,500,000

127 S ROSCOE Boulevard, Ponte Vedra Beach, FL 32082

Palm Valley

Price
$4,500,000
Beds / Baths
4 / 5
Living area
5,835 sqft
Year built
1990
Type
Residential
Lot
0.92 ac
Garage
3
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
57
Elementary
Ocean Palms
Middle
Alice B. Landrum
High school
Ponte Vedra

Life on the Intracoastal at 127 S Roscoe has a rhythm of its own. Start the morning with a paddle, spend the afternoon cruising to St. Augustine for lunch, or enjoy an evening boat ride before heading home to relax by the pool. The covered cabana, outdoor kitchen, and fire pit make the backyard just as inviting as the water beyond it, with plenty of space for everything from quiet evenings to family celebrations. What makes the interior of this home especially memorable is its warmth. Cedar ceilings, exposed beams, natural wood accents, and fireplaces create a timeless feel that's elegant, and yet, so very comfortable. Large windows frame water views throughout the home, while the kitchen naturally becomes the gathering place, with its oversized island and a butler's pantry that opens to the living and dining areas. You'll also find fantastic storage, a pet room, and a temperature-controlled wine room just down the hall. Upstairs, the primary suite enjoys soothing water views, beautiful wood ceilings, a classic bath, and generous closet space. Three additional bedrooms and a large bonus room offers room for guests, or whatever your lifestyle calls for. Outside, a private dock with two boat lifts makes getting on the water effortless. A 3-car garage, generator, Andersen windows, and gated entry round out a home that's as practical as it is beautiful. This is waterfront living the way it should be - elegant, but comfortable, welcoming, and built to be enjoyed every day.

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate for Intracoastal waterfront property.
  • Confirm roof age and condition; get 4-point inspection given 1990 construction year.
  • Request wind-mitigation inspection and current homeowners insurance carrier/premium.
  • Verify private dock compliance with St. Johns County marine/riparian regulations and maintenance costs.
  • Inspect plumbing type; polybutylene or cast-iron common in 1990—request service history.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$23,350/mo
Property tax (1.1% eff., St. Johns Co.)$4,125/mo
Homeowners insurance (est.)$2,625/mo
All-in monthly (est.)$30,100/mo

Loan $3,600,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS. Data via realMLS (Northeast Florida MLS), updated Jul 27, 2026, 1:26 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.