Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$240,000

1463 SPRING Street, St. Augustine, FL 32084

Masters Tract

Price
$240,000
Beds / Baths
3 / 1
Living area
1,050 sqft
Year built
1945
Type
Residential
Lot
0.24 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
0
Elementary
Crookshank
Middle
Sebastian
High school
St. Augustine

Welcome home to this delightful corner-lot cottage, surrounded by citrus trees, swaying palms, and timeless Florida charm. Relax beneath the shade of a majestic oak tree and enjoy your own backyard oasis, featuring orange, lemon, and avocado trees, along with an elderberry bush--ready to grow and flourish for years to come. The spacious primary bedroom features elegant French doors that open onto the patio, creating the perfect spot to enjoy your morning coffee or unwind at the end of the day. Inside, the open-concept kitchen flows seamlessly into the living and dining areas, making everyday living and entertaining easy. Filled with warmth, character, and lush landscaping, this inviting home offers the best of Florida living. Conveniently located just minutes from the beach and downtown, it combines peaceful outdoor living with easy access to shopping, dining, and local attractions.

What to check on this one

  • Verify roof age and get 4-point inspection—home is 81 years old, insurer requirement.
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE.
  • Inspect plumbing for cast-iron or polybutylene; likely original or 1970s-era materials.
  • Get full structural and foundation assessment—1945 construction requires detailed evaluation.
  • Verify septic system functionality and service history if not on city sewer.
  • Review wind-mitigation inspection report for insurance eligibility and discounts.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,245/mo
Property tax (1.1% eff., St. Johns Co.)$220/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,757/mo

Loan $192,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CENTURY 21 LIGHTHOUSE REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 7, 2026, 2:30 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.