Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$589,000

98 YARDLEY Court, St. Augustine, FL 32092

Shearwater

Price
$589,000
Beds / Baths
4 / 3
Living area
2,292 sqft
Year built
2023
Type
Residential
Lot
0.17 ac
Garage
2
HOA
$20/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
57
Elementary
Trout Creek Academy
Middle
Trout Creek Academy
High school
Beachside

$257/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 25% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to an exceptional home where thoughtful upgrades, timeless design, and an incredible lifestyle come together in one of St. Johns County's most sought-after communities. Perfectly positioned on a quiet cul-de-sac in Shearwater and just a three-minute walk to Trout Creek Academy, this stunning four-bedroom, three-bath residence with a dedicated study and expansive upstairs bonus suite offers the perfect blend of everyday comfort and luxury. Even better, the new Shearwater Community Park and Junior Library are being built directly across from the school, making this an outstanding location for families. From the moment you arrive, the paved driveway, welcoming front porch, and impressive 8-foot double entry doors create beautiful, inviting curb appeal. Inside, abundant natural light fills the thoughtfully designed floor plan, featuring luxury vinyl plank flooring throughout the main living areas, new carpet, and updated tile in the wet areas. The private study, enclosed with double glass French doors, offers the perfect work-from-home space. At the heart of the home, the stunning chef's kitchen showcases quartz countertops, a classic subway tile backsplash, white shaker cabinetry, a gas cooktop with a striking stainless steel hood, recessed and designer pendant lighting, a farmhouse sink, an oversized island with seating for four, and a custom walk-in pantry with built-in wood shelving. The spacious dining area is ideal for entertaining and is complemented by a custom coffee and serving bar with floating shelves, beautifully designed to match the kitchen finishes. The inviting family room features a tray ceiling, custom shiplap accent wall, electric fireplace with a beautiful mantle, and triple 8-foot pocketing sliders that open seamlessly to the oversized screened lanai. The first-floor owner's suite is a luxurious retreat with a tray ceiling and French doors leading to the spa-inspired bath, complete with a marble-tiled walk-in shower, seamless glass enclosure, dual stone-topped vanities, custom cabinetry, garden tub, and an incredible custom walk-in closet featuring built-ins, quartz counters, and designer lighting. Two additional bedrooms and a beautifully upgraded full bath are located downstairs, while the laundry room is enhanced with custom tile flooring and a stylish barn door. Upstairs, the spacious bonus room with its own full en-suite bath offers endless flexibility as a guest suite, teen retreat, playroom, media room, or second home office. Enjoy Florida living on the oversized screened lanai overlooking the private, fully fenced backyard. The hot tub on the back porch can remain with the home, as well as the playground equipment. The two-car garage includes a workbench with pegboards and overhead storage racks that will convey. (The electric vehicle charger does not convey.) Living in Shearwater means enjoying one of Northeast Florida's premier resort-style communities, complete with a lagoon pool, lazy river, three-story waterslide, fitness center, walking trails, parks, playgrounds, sports courts, and year-round community events-all within the highly acclaimed A-rated St. Johns County School District. This remarkable home offers luxury, functionality, and an exceptional lifestyle in one of Northeast Florida's most desirable communities.

What to check on this one

  • Verify actual flood zone designation—download FEMA map for property address.
  • Confirm CDD bond payoff amount and remaining assessment years.
  • Request builder's original warranty documents and transfer eligibility.
  • Obtain HOA governing docs and any Shearwater-specific architectural/rental restrictions.
  • Verify roof warranty period and confirm no prior claims filed.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,056/mo
Property tax (1.1% eff., St. Johns Co.)$540/mo
Homeowners insurance (est.)$344/mo
HOA$20/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$4,127/mo

Loan $471,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ENGEL & VOLKERS FIRST COAST. Data via realMLS (Northeast Florida MLS), updated Sep 2, 2026, 2:41 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.