Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$345,000

1956 PIONEER Trail, New Smyrna Beach, FL 32168, New Smyrna Beach, FL 32168

Not Validd

Price
$345,000
Beds / Baths
3 / 2
Living area
1,153 sqft
Year built
1939
Type
Residential
Lot
0.5 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Volusia
Days on market
57
Elementary
Read-Patillo
Middle
New Smyrna Beach
High school
New Smyrna Beach

Traditional site-built wood-frame home--not manufactured or modular--on approximately 0.50 acre with 3 legal lots. 3 bedrooms, 2 baths, approximately 1,153 sq. ft., inviting foyer with window seat, open living area and kitchen with island and quartz countertops. Recent updates include roof and windows (2025), tankless water heater, luxury vinyl flooring, new appliances, ceiling fans, smart thermostat and epoxy garage floor. Detached 2-car garage plus abundant parking for vehicles, boats and RVs. Plenty of outdoor space with potential for a pool, subject to requirements. Mature trees, landscaping, irrigation and fenced areas. Space for home office/home business, subject to zoning. Survey available. The three-lot configuration provides added flexibility and outdoor space rarely available with a home of this size.

What to check on this one

  • Confirm flood zone designation and obtain elevation certificate if in AE/VE zone.
  • Verify 2025 roof installation with warranty details and insurer approval.
  • Review plumbing materials—1939 homes often have cast-iron or polybutylene; get inspection.
  • Confirm zoning permits home office/business use before purchase.
  • Obtain survey and verify three-lot configuration title and tax record alignment.
  • Inspect foundation and wood-frame structure for settling, rot, or pest damage.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,790/mo
Property tax (1.1% eff., Volusia Co.)$316/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,398/mo

Loan $276,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of HOMECOIN.COM. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 7:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.