Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,099,000

232-234 HOPKINS Street, Neptune Beach, FL 32266, Neptune Beach, FL 32266

Jax Beach Park

Price
$1,099,000
Beds / Baths
2 / 2
Living area
1,040 sqft
Year built
1934
Type
MultiFamily
Lot
0.12 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
57
Elementary
San Pablo
Middle
Fletcher Jr High
High school
Duncan Fletcher

232/234 Hopkins St, Neptune Beach -- Complete Reconstruction, Turnkey. East of 3rd, two blocks to the ocean -- one of Neptune Beach's most walkable pockets. Rebuilt to the studs: new electrical, plumbing, MI windows, mini-split HVAC, spray foam insulation, and tankless water heaters. Fisher & Paykel cabinetry and appliances, designer tile showers, LVP flooring, and 8'x30' second-floor decks. Four covered parking spaces with beach gear storage. Steps to the beach, coffee, and restaurants.

What to check on this one

  • Verify actual flood zone designation and elevation certificate requirement with county.
  • Confirm roof age, material, and current insurance carrier approval post-rebuild.
  • Request documentation of all permits and final inspections for complete reconstruction.
  • Obtain wind-mitigation inspection report for 1934 original structure (if applicable to rebuild).
  • Review all new HVAC, electrical, plumbing warranties and transferability to buyer.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$5,702/mo
Property tax (1.1% eff., Duval Co.)$1,007/mo
Homeowners insurance (est.)$641/mo
All-in monthly (est.)$7,350/mo

Loan $879,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COMPASS FLORIDA LLC. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 3:19 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.