Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$64,900

148 TRISAIL Avenue, Palatka, FL 32177, Palatka, FL 32177

St Johns Harbor 3

Price
$64,900
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
0.28 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
40
Elementary
James A. Long
Middle
Beasley
High school
Palatka

Cleared lot with some mature trees Set up for city water, has septic tank in place. Lot incudes dock on the canal with access to the St Johns River. Perfect for the buyer who wants to build their dream home on land ready for your boating.

What to check on this one

  • Confirm septic tank is permitted, functional, and properly maintained for future build.
  • Verify flood zone designation and obtain elevation certificate before financing.
  • Check dock ownership, maintenance responsibility, and any canal/HOA easement agreements.
  • Confirm city water connection is active and available lot-ready for construction.
  • Verify St. Johns River access rights are permanent and included in deed.
  • Review any wetlands or environmental restrictions affecting buildable area.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$337/mo
Property tax (1.1% eff., Putnam Co.)$59/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$688/mo

Loan $51,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 14, 2026, 8:13 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.