$409,000
824 S 10TH Street, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
City Of Fernandina Beach
- Price
- $409,000
- Beds / Baths
- 3 / 2
- Living area
- 1,044 sqft
- Year built
- 1997
- Type
- Residential
- Lot
- 0.11 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 58
$392/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 55% above the area's closed prices. Condition and lot vary; that's what a showing is for.
This beautifully renovated 3 bed, 2 bath home has been redone from top to bottom! Located in the heart of Fernandina Beach, just minutes from historic downtown, it features new flooring, fresh paint, a new kitchen with cabinets, countertops, and stainless steel appliances, plus completely updated bathrooms. Major updates include a new roof (2026), new A/C (2026), and new vinyl fencing. Relax on the charming front porch and enjoy move-in-ready living in a great location.
What to check on this one
- Verify roof installation date/warranty—listing says 2026, confirm actual completion date with roofer invoice.
- Get A/C unit model, install date, and maintenance records—verify 2026 claim and confirm proper sizing.
- Obtain flood zone designation from FEMA or Nassau County—run address through flood map tool.
- Request kitchen/bathroom/flooring receipts and permits—confirm work was permitted and licensed.
- Verify plumbing material (polybutylene risk, 1997 build)—ask seller for plumbing type documentation.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $327,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of EXIT INSPIRED REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 1:06 AM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.