Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$419,000

145 BIMINI Court, Ponte Vedra Beach, FL 32082, Ponte Vedra Beach, FL 32082

The Islands At Ponte Vedra Lakes

Price
$419,000
Beds / Baths
2 / 2
Living area
1,184 sqft
Year built
1987
Type
Townhouse
Lot
0.11 ac
Garage
1
HOA
$96/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
58
Elementary
Ponte Vedra Rawlings
Middle
Alice B. Landrum
High school
Ponte Vedra

$354/sqft asking, vs a $306/sqft median across 17 closed sales in 32082 over the last 12 months — 16% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to The Islands at Ponte Vedra Lakes! This beautifully updated 2-bedroom, 2-bath townhouse offers the spacious feel and privacy of a patio home with the convenience of low-maintenance living. The remodeled kitchen features white cabinetry, granite countertops, and ample workspace, while the renovated bathrooms offer a fresh, modern touch. A dedicated generator outlet provides added peace of mind. Filled with natural light, the open floor plan opens to a covered, screened patio overlooking the water, an ideal setting to enjoy your morning coffee, unwind in the evening, or entertain guests. Residents enjoy a clubhouse, community pool, tennis and racquetball courts. Conveniently located just minutes from the beach, shopping, dining, JTB, and top-rated St. Johns County schools, this home is perfect as a primary residence, vacation getaway, or investment opportunity.

What to check on this one

  • Verify actual flood zone designation and whether elevation certificate is required
  • Confirm roof age and get 4-point inspection; insurer may balk at 1987 build
  • Review HOA documents for rental restrictions if considering investment use
  • Inspect plumbing for original cast-iron or polybutylene; 1987 townhouse high-risk era
  • Obtain generator outlet specs and confirm any transferable warranty or service history

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,174/mo
Property tax (1.1% eff., St. Johns Co.)$384/mo
Homeowners insurance (est.)$292/mo
HOA$96/mo
All-in monthly (est.)$2,946/mo

Loan $335,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 17, 2026, 3:14 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.