$229,900
3526 ERNEST Street, Jacksonville, FL 32205
Murray Hill
- Price
- $229,900
- Beds / Baths
- 3 / 1
- Living area
- 957 sqft
- Year built
- 1940
- Type
- Residential
- Lot
- 0.14 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 37
*Assumable VA Loan at 2.25%!* This home comes with a $218,000 assumable VA loan at an unbeatable 2.25% rate -- available to VA-eligible buyers financing through Freedom Mortgage. Welcome to this charming 3-bedroom, 1-bath Murray Hill bungalow, where classic character meets modern updates. Original hardwood floors flow throughout the living areas, hallway, and bedrooms, adding warmth and timeless appeal. Relax on the spacious front porch or entertain year-round on the backyard deck. The kitchen features stainless steel appliances and granite countertops, offering plenty of space for cooking and gathering. Ample storage is found throughout, including a utility room, attic, and outdoor storage shed. Located in one of Jacksonville's most sought-after historic neighborhoods, this home offers the perfect blend of charm, comfort, and an unbeatable rate. Schedule your private showing today!
What to check on this one
- Verify roof age and condition; 86-year-old home likely needs inspection soon
- Order 4-point inspection (required by most insurers on pre-1980 homes)
- Confirm plumbing type—cast iron or galvanized common in 1940 homes; check for leaks
- Get flood zone designation from FEMA map; elevation certificate if in AE/VE zone
- Verify VA loan assumability terms directly with Freedom Mortgage before offer
- Inspect foundation and crawl space for settling, moisture, or structural movement
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $183,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of COMPASS FLORIDA LLC. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 2:34 PM.
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