Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$275,000

2568 OAK STREAM Drive, Green Cove Springs, FL 32043, Green Cove Springs, FL 32043

Cross Creek

Price
$275,000
Beds / Baths
4 / 2
Living area
1,861 sqft
Year built
2022
Type
Residential
Lot
0.15 ac
Garage
2
HOA
$10/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
60

$148/sqft asking, vs a $179/sqft median across 1,751 closed sales in 32043 over the last 12 months — 18% below the area's closed prices. Condition and lot vary; that's what a showing is for.

This beautiful move-in-ready home in Cross Creek is ready to be yours! This home is only 4 years new and ready for a new owner. This 4/2, split bedroom plan offers a spacious kitchen that overlooks the living room, an indoor laundry room, a primary bath w/shower and garden tub combo, a finished garage, and ample space at the rear yard w/preserve view. What a great template to start with for a 1st time buyer! This property is priced to sell. Schedule your showing today. ~ This property may qualify for Seller Financing (Vendee).

What to check on this one

  • Confirm exact flood zone designation and pull FEMA map—triggers elevation certificate need
  • Verify CDD bond payoff amount and remaining assessment years
  • Request 4-point inspection report; home is new but confirm all systems covered
  • Confirm HOA $10/mo covers what; cross-check CC&Rs for rental restrictions
  • If seller financing offered, have attorney review terms before proceeding

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,427/mo
Property tax (1.1% eff., Clay Co.)$252/mo
Homeowners insurance (est.)$292/mo
HOA$10/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,148/mo

Loan $220,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of TOP SOURCE REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 9, 2026, 10:19 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.