Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$508,900

11563 SEDGEMOORE Drive, Jacksonville, FL 32223

Ramsgate

Price
$508,900
Beds / Baths
4 / 3
Living area
2,528 sqft
Year built
1982
Type
Residential
Lot
0.32 ac
Garage
2
HOA
$0/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
59

$201/sqft asking, vs a $210/sqft median across 649 closed sales in 32223 over the last 12 months — 4% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Reduced again! Welcome to the charming, established and desirable Mandarin neighbood of Ramsgate with voluntary HOA and NO CDDs! This 4 BR POOL home sits on just shy of a 1/3 acre with expansive private and fenced backyard with plenty of room for entertaining, and storing all your toys. Bring the boat and RV here and still have space to park multiple cars in the driveway. Recent updates over past 3 years include Roof and DW - 2023. HVAC - 2024, Ext Paint, Water heater, Fridge - 2025, and W/D - 2026. Primary BR and ensuite on ground floor, along with 4th BR currently utilized as Guest room/studio/office. Expansive Florida room provides fantastic lounging area and extension to pool and outdoor fun. Stairs provide access to large landing/sitting area, 2nd and 3rd bedrooms and bath. Kitchen with maple cabinets, granite counters, newer appliances, and eat-in kitchen. 2-car garage with side enty. Additional storage shed and large boat cover canopy in rear stay.

What to check on this one

  • Confirm roof installation date (listed as 2023) with roofing contractor invoice
  • Obtain HVAC 2024 service records and warranty details from installer
  • Verify flood zone designation via FEMA map; request elevation certificate if AE/VE
  • Review voluntary HOA documents and confirm no future special assessments planned
  • Get pool maintenance records and equipment warranty/service contract status
  • Confirm all 2025–2026 updates (water heater, appliances, W/D) have receipts and warranties

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,641/mo
Property tax (1.1% eff., Duval Co.)$466/mo
Homeowners insurance (est.)$297/mo
All-in monthly (est.)$3,404/mo

Loan $407,120 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 17, 2026, 1:58 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.