Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$149,000

249 ASH Street, Hawthorne, FL 32640, Hawthorne, FL 32640

Hawthorne

Price
$149,000
Beds / Baths
3 / 2
Living area
1,436 sqft
Year built
1976
Type
Residential
Lot
0.3 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
49

$104/sqft asking, vs a $164/sqft median across 61 closed sales in 32640 over the last 12 months — 37% below the area's closed prices. Mobile home priced at $104/sqft versus $164 area average; owner financing offer and lake access may appeal to specific buyers but haven't yet attracted market-rate purchase.

LAKE ACCESS with this very well kept and clean 3 BR , 2 bathroom mobile home . Lak-A-Wana homeowners have private access to lake.. Two living rooms plus dining offer great space for family. Fully fenced yard .New carpet and vinyl flooring. New window unit for extra cooling. NEW well pump and head. The area is quiet just a few minutes from SR 20 for easy commutes. OWNER FINANCING CONSIDERED. Bring your offer and make this home your own!

What to check on this one

  • Verify actual flood zone with FEMA map; request elevation certificate if in AE/VE.
  • Obtain well pump installation date/receipt; confirm septic system inspection and pumping records.
  • Get roof age documentation and current insurance carrier approval for 1976 mobile home.
  • Request Lak-A-Wana HOA docs, lake-access deed restrictions, and any transfer/membership fees.
  • Inspect polybutylene plumbing (pre-1995 era) and cast-iron drain lines for leaks or deterioration.
  • Confirm mobile home title clear; verify owner financing terms in writing before proceeding.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$773/mo
Property tax (1.1% eff., Putnam Co.)$137/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,202/mo

Loan $119,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 10:58 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.