Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$142,500

107 WOODLAWN Road, Satsuma, FL 32189, Satsuma, FL 32189

St Johns Riverside Ests M

Price
$142,500
Beds / Baths
3 / 1
Living area
1,068 sqft
Year built
1985
Type
Residential
Lot
0.23 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
61
Elementary
Browning Pearce
Middle
Beasley
High school
Palatka

$133/sqft asking, vs a $158/sqft median across 106 closed sales in 32189 over the last 12 months — 15% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Great opportunity to restore and reimagine this 3-bedroom, 1-bath home situated on a 10,459-square-foot lot in Satsuma. The property requires a complete renovation, making it an ideal blank canvas for investors, renovators, or buyers looking to create a home tailored to their own style and preferences. With ample outdoor space and endless possibilities, this property offers tremendous potential for those with a vision. Located in a peaceful residential area, Satsuma is known for its spacious homesites, natural surroundings, and proximity to the St. Johns River, providing convenient access to boating, fishing, and other outdoor recreational activities. Enjoy the charm of small-town living while remaining within a reasonable drive of Palatka, Crescent City, and Ocala. This property is being sold as-is. Property is lender -owned and U.S. Bank National Association is making no representations or warranties.

What to check on this one

  • Confirm actual flood zone via FEMA map—Putnam County riverfront areas often map AE/VE.
  • Order 4-point inspection (roof, HVAC, plumbing, electrical); home is 41 years old.
  • Verify roof age and condition; insurers typically cap coverage at 15–20 years.
  • Check plumbing material (polybutylene or cast-iron pre-1975 = replacement risk).
  • Obtain elevation certificate if flood zone triggers; St. Johns River proximity matters.
  • Confirm septic system functionality and any well use; rural Putnam County standard.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$739/mo
Property tax (1.1% eff., Putnam Co.)$131/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,162/mo

Loan $114,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of JULIES REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 4, 2026, 2:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.