$495,000
2140 BLUE HERON COVE Drive, Fleming Island, FL 32003
Admirals Inlet
- Price
- $495,000
- Beds / Baths
- 4 / 2
- Living area
- 2,331 sqft
- Year built
- 2003
- Type
- Residential
- Lot
- —
- Garage
- 2
- HOA
- $50/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 65
$212/sqft asking, vs a $212/sqft median across 589 closed sales in 32003 over the last 12 months — 0% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Turn-key home in Admiral's Inlet offering a rare assumable VA loan at 3.375%. Thoughtfully updated from top to bottom, you'll find durable LVP flooring throughout (2024), a fully remodeled and re-piped primary bathroom (2024) featuring quartz countertops, new sinks, toilets, and updated lighting. The home also includes a new sliding glass door (2023). Major improvements have already been handled, including a new roof (2020), energy-efficient shaded windows (2022), and a new water heater (2025). A generator outlet is included for additional convenience and preparedness. This home comes with a transferable roof warranty, termite bond/pest control membership, and window/sliding door parts warranties. Located in the desirable Admiral's Inlet community just moments from Swimming Pen Creek. With only 41 homes, Admiral's Inlet is a small, close-knit community where neighbors know one another and there's a genuine sense of connection that's becoming increasingly rare. The area also offers a quiet residential setting with access to outdoor recreation, nearby waterways, parks, and everyday amenities. Photos include virtual staging. Furniture, decor, and accessories are not included with the property and are shown for visualization purposes only.
What to check on this one
- Verify roof warranty is transferable and get copy of 2020 installation documentation.
- Confirm VA loan assumability: rate lock, remaining balance, and lender approval timeline.
- Obtain flood zone designation and elevation certificate from Clay County Property Appraiser.
- Request 2024 bathroom re-pipe scope and plumbing permits; verify no polybutylene lines elsewhere.
- Get HOA CC&Rs, budget, reserve study, and confirm $50/mo covers pool maintenance.
- Inspect 2025 water heater installation date and warranty details with seller.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $396,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of GAILEY ENTERPRISES LLC. Data via realMLS (Northeast Florida MLS), updated Sep 2, 2026, 12:55 PM.
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