$1,175,000
41 HARPERS MILL Drive, Ponte Vedra, FL 32081
Settlers Landing
- Price
- $1,175,000
- Beds / Baths
- 5 / 4
- Living area
- 3,118 sqft
- Year built
- 2022
- Type
- Residential
- Lot
- 0.24 ac
- Garage
- 3
- HOA
- $58/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 30
- Elementary
- Pine Island Academy
- Middle
- Pine Island Academy
- High school
- Allen D. Nease
NEW PRICE! Former Providence Ellaville Model Home showcasing timeless design, exceptional craftsmanship, and peaceful pond and preserve views. Situated on a premium homesite with generous separation from neighboring homes, this beautifully appointed residence features a highly desirable floor plan with four bedrooms on the main level and a private upstairs suite with a full bath, ideal as a guest retreat, media room, playroom, or flexible living space. Rich herringbone hardwood floors, extensive custom millwork, built-ins, a gourmet kitchen with an oversized waterfall island, and a screened paver lanai with a fully equipped summer kitchen highlight the home's exceptional quality. Professionally prepared pool renderings illustrate the opportunity for a custom 30' x 14' pool. Move-in ready and now offered at $1,175,000.
What to check on this one
- Verify exact flood zone designation and obtain elevation certificate for waterfront lot.
- Request CDD bond payoff amount and confirm annual assessment schedule.
- Confirm 2022 roof warranty status and builder coverage remaining.
- Review HOA documents for rental restrictions and short-term-rental policies.
- Verify all builder warranties transferable and obtain documentation.
- Check utility and drainage easements affecting proposed pool placement.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $940,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of HERRON REAL ESTATE LLC. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 9:03 PM.
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