Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$3,900,000

3120 JULINGTON CREEK Road, Jacksonville, FL 32223, Jacksonville, FL 32223

Mandarin

Price
$3,900,000
Beds / Baths
8 / 9
Living area
10,654 sqft
Year built
1973
Type
Residential
Lot
3.91 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
60

$366/sqft asking, vs a $210/sqft median across 649 closed sales in 32223 over the last 12 months — 74% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Rare 4+/-acre waterfront estate site on navigable Julington Creek with deep-water access to the St. Johns River. A full 200 ft of private creek frontage on a parcel running ~820 ft deep, this is one of the last assemblage-scale waterfront tracts in Mandarin. Existing covered dock sits in 6-9 ft of water. Three paths for any buyer: (1) renovate the existing ~10,000 SF home, already taken to the studs and ready for your vision; (2) tear down and build a custom waterfront estate; or (3) subdivide. Zoned RLD-90 (3-7 units/acre), the tract may support a split into multiple buildable lots, waterfront and street-front for new construction (buyer to verify with City/County). Developers, investors, and waterfront buyers: opportunities like this on direct deep water rarely come available. Minutes to San Jose Blvd, I-295, top schools, and dining. Bring your builder, your blueprints, or your boat.

What to check on this one

  • Verify flood zone designation with FEMA—waterfront creek property requires elevation certificate.
  • Confirm dock permits, water access rights, and navigability restrictions with St. Johns River Water Management District.
  • Obtain roof age and condition report—1973 home may need 4-point inspection for any lender.
  • Verify RLD-90 zoning allows subdivision; confirm lot split feasibility with City of Jacksonville Planning.
  • Review septic system status and capacity if renovation planned; well water serviceable.
  • Inspect plumbing for original cast-iron or polybutylene—1973 era homes often need replacement.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$20,236/mo
Property tax (1.1% eff., Duval Co.)$3,575/mo
Homeowners insurance (est.)$2,275/mo
All-in monthly (est.)$26,086/mo

Loan $3,120,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST. Data via realMLS (Northeast Florida MLS), updated Jul 3, 2026, 7:06 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.