Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$320,000

2891 N 8TH Street, St. Augustine, FL 32084, St. Augustine, FL 32084

Ponce De Leon Hghts

Price
$320,000
Beds / Baths
3 / 2
Living area
1,542 sqft
Year built
2026
Type
Residential
Lot
0.29 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
61
Elementary
Crookshank
Middle
Murray
High school
St. Augustine

$208/sqft asking, vs a $211/sqft median across 1,092 closed sales in 32084 over the last 12 months — 2% below the area's closed prices. Condition and lot vary; that's what a showing is for.

NEW COTTAGE STYLE 3BR/2BA WITH 1542 SQ.FT. & NO HOA Spacious open floor plan with cathedral ceilings making it light & bright. Big eat in kitchen with granite counters, white wood cabinets, walk in pantry, stainless steel appliances & window over the kitchen sink. LVP flooring throughout! 6x7 utility room. Owner suite has door for easy access to the backyard, plus a 6x7 walk in closet! Owner bath has double vanity with granite counters & wood cabinets, walk in tiled shower & linen closet. Oversized 2nd & 3rd bedrooms offer natural light & convenient lighted closets. 2nd bathroom features a wood vanity with granite counters & designer lighting. Pull down attic stairs lead to a huge, fully floored attic with spray foam insulation, providing exceptional storage across the entire home! Relax on the expansive 30 foot covered front porch - perfect for a row of Adirondack chairs to enjoy the peaceful surroundings. 8/10 mi to shopping, 6 miles to Vilano Beach & 4 miles to historic downtown

What to check on this one

  • Verify builder warranty coverage and transferability to next owner.
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE.
  • Request builder's wind-mitigation inspection report and 4-point inspection.
  • Inspect attic spray foam installation quality and ventilation adequacy.
  • Verify all appliances and fixtures are builder-warrantied and documented.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,660/mo
Property tax (1.1% eff., St. Johns Co.)$293/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,245/mo

Loan $256,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 5:07 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.