Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$365,000

12205 RIDGE CROSSING Way, Jacksonville, FL 32226, Jacksonville, FL 32226

Tidewater

Price
$365,000
Beds / Baths
4 / 2
Living area
1,718 sqft
Year built
2012
Type
Residential
Lot
Garage
2
HOA
$83/mo
CDD
Yes
Flood zone
Unknown
County
Duval
Days on market
60
Elementary
New Berlin
Middle
Oceanway
High school
First Coast

$212/sqft asking, vs a $178/sqft median across 498 closed sales in 32226 over the last 12 months — 20% above the area's closed prices. Condition and lot vary; that's what a showing is for.

SHORT SALE Approved price -Welcome home to this beautiful home situated at the end of a cul-de-sac with pristine views of water. This home features four bedrooms and two full baths, master suite has soaker tub and separate walk in shower, double vanity. The kitchen is large with eat in area. LR has high vaulted ceilings with fireplace. Step outside to a covered lanai perfect for relaxing on cooler evenings. This is a very nice home in a gated community. Just off corridor of 295 and a quick commute to shopping, schools & dining. Not far from the JAX International airport.

What to check on this one

  • Confirm flood zone designation and obtain elevation certificate if in AE/VE.
  • Verify CDD bond payoff amount and remaining assessment obligations.
  • Review HOA docs, CC&Rs, rental restrictions, and gate/community rules.
  • Order 4-point inspection and wind-mitigation report (14-year-old home).
  • Confirm short-sale lender approval timeline and contingency requirements.
  • Check roof age; get inspection if approaching 15+ years.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,894/mo
Property tax (1.1% eff., Duval Co.)$335/mo
Homeowners insurance (est.)$292/mo
HOA$83/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,771/mo

Loan $292,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RE/MAX UNLIMITED. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 12:42 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.