Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$249,900

154 ASHLEY LAKE Drive, Melrose, FL 32666, Melrose, FL 32666

Ashley Lake Plantata

Price
$249,900
Beds / Baths
3 / 2
Living area
1,174 sqft
Year built
2026
Type
Residential
Lot
1.52 ac
Garage
0
HOA
$5/mo
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
60

$213/sqft asking, vs a $187/sqft median across 81 closed sales in 32666 over the last 12 months — 14% above the area's closed prices. Condition and lot vary; that's what a showing is for.

154 Ashley Lake Drive offers the rare combination of a **brand-new 2026 home, 1.52 acres, and a price under $300,000.** This 3-bedroom, 2-bath home features 1,174 sq. ft. of thoughtfully designed living space with luxury vinyl plank flooring, soft-close cabinetry, upgraded bathrooms, new stainless appliances, and real drywall throughout for the feel of a traditional home. Outside, enjoy a fully fenced backyard, millings driveway, storage shed, and room for a garden, fire pit, or future workshop. Lake access is just a short walk away for fishing, kayaking, or peaceful evenings by the water. Built as a modular home and permanently installed, it's classified and financed as a **single-family residence not a mobile or manufactured home.** If you're tired of older homes needing expensive updates, this move-in-ready property offers modern living, privacy, and acreage without the premium price tag.

What to check on this one

  • Verify flood zone designation with Putnam County—unknown status requires FEMA map check.
  • Confirm modular home classification on deed and title; verify financing/insurance treat it as single-family.
  • Request builder warranty details and any remaining coverage on appliances, structure.
  • Inspect well/septic permits and service records; verify both are functioning properly.
  • Walk property lines to confirm 1.52 acres and fencing boundaries are accurate.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,297/mo
Property tax (1.1% eff., Putnam Co.)$229/mo
Homeowners insurance (est.)$292/mo
HOA$5/mo
All-in monthly (est.)$1,823/mo

Loan $199,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MAXREV, LLC. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 4:16 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.