Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$285,000

474 RICHMOND Drive, St. Johns, FL 32259

Durbin Crossing

Price
$285,000
Beds / Baths
3 / 3
Living area
1,531 sqft
Year built
2017
Type
Townhouse
Lot
0.07 ac
Garage
2
HOA
$227/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
62
Elementary
Durbin Creek
Middle
Fruit Cove
High school
Creekside

Don't miss this exceptional opportunity to own a meticulously maintained corner-unit townhome with a highly desirable 2-car garage in the heart of Durbin Crossing! Priced to sell and available for quick occupancy, this move-in ready home features 3 bedrooms, 2.5 bathrooms, a bright white kitchen with modern cabinetry, tile flooring throughout the main living areas, and impeccably maintained carpet upstairs that has been meticulously cared for. The desirable corner-unit location offers additional privacy and an abundance of natural light, while the spacious laundry room and functional floorplan provide everyday comfort and convenience. Enjoy resort-style amenities, top-rated St. Johns County schools, and an unbeatable location just minutes from shopping, dining, parks, Durbin Park, and convenient access to I-95. Offering exceptional value in one of St. Johns County's most sought-after communities, this is an opportunity you won't want to miss!

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE.
  • Request CDD bond payoff amount and remaining assessment obligation.
  • Confirm roof age and obtain 4-point inspection quote for insurance.
  • Review HOA docs: rental restrictions, reserve funding, any pending special assessments.
  • Inspect HVAC age and service records; verify remaining useful life.
  • Pull plumbing-era details; if pre-1995, budget for polybutylene replacement risk.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,479/mo
Property tax (1.1% eff., St. Johns Co.)$261/mo
Homeowners insurance (est.)$292/mo
HOA$227/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,426/mo

Loan $228,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of UP REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Sep 2, 2026, 8:29 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.