Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$225,000

125 RIO DEL MAR Street C, St. Augustine, FL 32080, St. Augustine, FL 32080

Rio Del Mar

Price
$225,000
Beds / Baths
2 / 1
Living area
880 sqft
Year built
1983
Type
Condo
Lot
Garage
0
HOA
$225/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
50
Elementary
W. D. Hartley
Middle
Gamble Rogers
High school
Pedro Menendez

$256/sqft asking, vs a $373/sqft median across 324 closed sales in 32080 over the last 12 months — 32% below the area's closed prices. This end-unit condo trades 31.5% below recent area sales, likely reflecting its older interior design despite new HVAC and furnishings; compare condition and amenities to recent comps.

Beach life meets total peace of mind! Minutes from St. Augustine Beach and Butler Beach, this 2 bedroom, 1 bathroom, 880 sq ft end-unit condo has been a well-loved vacation home and proven income-producing short-term rental. This Anastasia Island find features a new HVAC (2024/2025), private screened lanai, and two assigned parking spaces. Inside, find stainless steel appliances and durable tile/LVP flooring provides easy maintenance for single level living. A low $225 monthly HOA fee covers exterior building maintenance, exterior pest control, landscaping, insurance, septic maintenance and water! The home is available fully furnished (a $17k value) for turnkey rental management. Currently booked for future stays and reservations can be transferred to a new owner! Perfect as an investment or personal St. Augustine, FL retreat.

What to check on this one

  • Verify actual flood zone—get FEMA map & elevation certificate for Anastasia Island.
  • Request condo milestone & SIRS reports; verify structural/reserve fund status.
  • Confirm HOA rental policy allows short-term rentals; get full restrictive covenants.
  • Pull roof age documentation; verify 1983 building envelope condition & insurance eligibility.
  • Review septic maintenance records—confirm system capacity for rental turnover frequency.
  • Get HOA estoppel letter, reserve study, insurance binder, and current financials.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,167/mo
Property tax (1.1% eff., St. Johns Co.)$206/mo
Homeowners insurance (est.)$292/mo
HOA$225/mo
All-in monthly (est.)$1,890/mo

Loan $180,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER VANGUARD REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 4:07 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.