Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,249,000

104 SEYCHELLES Court, St. Augustine, FL 32080

Seychelles

Price
$1,249,000
Beds / Baths
3 / 3
Living area
2,265 sqft
Year built
2024
Type
Residential
Lot
0.06 ac
Garage
2
HOA
$200/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
62
Elementary
W. D. Hartley
Middle
Gamble Rogers
High school
Pedro Menendez

$551/sqft asking, vs a $318/sqft median across 527 closed sales in 32080 over the last 12 months — 73% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Truly one-of-a-kind, this newly constructed custom built home was just completed in 2024. Located in the sought-after gated oceanfront community of Seychelles -- home to only 13 residences -- you're just steps from the sand, with direct beach access and an oceanfront community pool. Designed for effortless coastal living, every detail inside and out reflects quality craftsmanship and thoughtful design. This versatile floor plan offers exceptional flexibility, with two spacious guest bedrooms, a full bath, a laundry room, and an open flex space on the first floor. A built-in desk and bookcase provide the ideal work-from-home setup. An eye-catching cable staircase with a ledgestone accent wall leads upstairs to the family room, kitchen, dining space, and primary suite. An interior elevator provides convenient access between the two floors. Abundant natural light fills the home through walls of windows with transoms above. The open layout is perfect for entertaining, with front- and rear-facing balconies. The kitchen features stacked shaker cabinetry, a 10' center island, top-of-the-line Thermador appliances, a built-in pellet ice maker, a beverage center, quartz countertops, and a custom pantry. The family room showcases tongue-and-groove ceilings and a linear gas fireplace. A sliding door off the dining space opens to a forward-facing balcony with ocean views. Elevated finishes run throughout - solid core doors, smooth walls and ceilings, bronze windows, automated window shades, custom closets, surround sound, security, and continuous LVP flooring, to name a few. The striking modern exterior features a standing seam metal roof, low-maintenance Hardie siding, Nichiha wood-look slat walls, Trex decking, and energy-efficient PGT impact-resistant windows and doors. The 2-car garage is outfitted with epoxy flooring and storage cabinets. Whether it's morning coffee on the balcony or a sunset stroll along the beach, every day feels like vacation here.

What to check on this one

  • Verify flood zone designation and get elevation certificate for oceanfront St. Augustine location.
  • Confirm HOA $200/mo covers what; request Seychelles community docs and reserve study.
  • Obtain builder warranty details and any remaining construction defect coverage.
  • Request 2024 new construction final inspection sign-off and CO documentation.
  • Clarify if homeowners insurance available; confirm insurer will cover oceanfront new construction.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$6,481/mo
Property tax (1.1% eff., St. Johns Co.)$1,145/mo
Homeowners insurance (est.)$729/mo
HOA$200/mo
All-in monthly (est.)$8,555/mo

Loan $999,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EXP REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 6, 2026, 6:46 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.