$400,000
95057 TERRI'S Way, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
Concourse Crossing
- Price
- $400,000
- Beds / Baths
- 4 / 3
- Living area
- 2,225 sqft
- Year built
- 2024
- Type
- Residential
- Lot
- 0.11 ac
- Garage
- 2
- HOA
- $81/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 61
- Elementary
- Yulee
- Middle
- Yulee
- High school
- Yulee
$180/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 29% below the area's closed prices. Home is priced 29 percent below recent area sales, likely reflecting the seller's motivation to sell quickly given current market conditions.
PRICED TO SELL: WELL BELOW MARKET VALUE. NO CDD FEES! This upgraded San Marco plan in Concourse Crossing showcases exceptional attention to detail with designer-level finishes that elevate it far beyond standard builder-grade. A welcoming covered front porch opens into a light-filled, open-concept living space where luxury vinyl plank flooring, custom Roman shades, and a cozy electric fireplace create a warm and inviting atmosphere. The timeless kitchen is both elegant and functional, featuring a generous island, classic subway tile backsplash, quartz countertops, stainless steel appliances, and abundant prep space for everyday living and entertaining. The main-level laundry room and mudroom with a custom drop zone keep daily routines effortless, while the private primary suite offers a peaceful retreat with dual vanities, a walk-in shower, and a spacious walk-in closet. Upstairs, a versatile loft provides flexible living space perfect for a media room, playroom, or second living media room, playroom, or second living, along with three additional bedrooms and a full bath to comfortably accommodate family, guests, or changing needs. One bedroom has been thoughtfully designed as a stylish home office, complete with custom built-ins and designer sconce lighting. Outdoor living is equally impressive with a covered lanai overlooking the spacious fenced backyard ideal for entertaining, relaxing, kids, or pets. The garage has also been upgraded with durable Shark Coating epoxy floors and custom storage shelving, offering both style and functionality. Ideally located in Fernandina Beach, just minutes from Amelia Island, beautiful beaches, shopping, dining, healthcare, and everyday conveniences, and zoned for A-rated Nassau County schools.
What to check on this one
- Verify flood zone designation with Nassau County Property Appraiser or FEMA map.
- Confirm HOA rules permit short-term rentals if that's your intent.
- Request HOA financial statements and reserve study for Concourse Crossing.
- Review builder warranty coverage and transferability to second owner.
- Confirm all appliances and upgrades (quartz, fireplace, shades) are included in sale.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $320,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of SUMMER HOUSE REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 4:13 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.